Market Financial Solutions
Senior Loan Manager
Job Location
Farringdon, United Kingdom
Job Description
Market Financial Solutions (MFS) is a leading independent bridging finance provider based in the United Kingdom. With a strong presence in the market, we specialise in offering fast and flexible bridging loans and buy-to-let mortgages to our valued intermediaries and clients.
Role Purpose:
The Senior Loan Manager will be responsible for overseeing the loan origination and portfolio management processes, ensuring the efficient and profitable operation of our lending activities. This position requires a deep understanding of lending principles, strong leadership skills, and the ability to make sound credit decisions. The successful candidate will play a pivotal role in driving the growth and success of our lending business.
Key Responsibilities:
* Evaluate the creditworthiness of borrowers, analyzing financial statements, credit reports, and other relevant information.
* Oversee the management and administration of the loan portfolio, ensuring compliance with internal policies and regulatory requirements.
* Monitor loan performance, review portfolio quality, and develop strategies to minimize credit risk.
* Implement strategies for loan collections and delinquency management.
* Provide leadership and guidance to the loan origination and portfolio management teams.
* Set performance targets and provide ongoing coaching and feedback to team members.
* Cultivate and maintain relationships with borrowers, ensuring excellent customer service and addressing their financing needs
* Collaborate with internal stakeholders, such as credit analysts, legal, and compliance teams, to facilitate efficient loan processing and closing.
* Identify opportunities for process improvements and automation to enhance operational efficiency.
* Stay updated on industry trends, regulatory changes, and best practices in lending.
Role Requirements:
* Proven experience in loan origination, credit analysis, and portfolio management, preferably in a senior or leadership role.
* Experinece in Bridging and/or Mortgage lending
* Strong knowledge of lending principles, credit analysis techniques, and regulatory requirements.
* Excellent analytical and problem-solving skills, with the ability to assess complex credit situations and make informed decisions.
* Demonstrated leadership abilities, with experience in managing and developing a team.
* Solid understanding of financial statements, cash flow analysis, and risk assessment.
* Strong negotiation and relationship-building skills.
* Ability to work effectively under pressure and meet deadlines in a fast-paced environment.
* Proficient in using loan management software and MS Office Suite.
* Excellent communication skills, both written and verbal, with the ability to communicate complex concepts effectively.
Why Work for us?
* Be Part of a Dynamic and Growing Company
* Annual salary review & regular appraisals
* Bonuses and Incentives & Commission
* Enhanced Maternity and Paternity Leave Package
* Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)
* Ongoing Staff Training and Development Opportunities
* Private Medical Health Care with Vitality
* Life Insurance Coverage
* Additional Day Off to Celebrate Your Birthday
* Engaging Work Networking and Team Building Event
Next Steps:
Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further
Location: Farringdon, GB
Posted Date: 11/25/2024
Role Purpose:
The Senior Loan Manager will be responsible for overseeing the loan origination and portfolio management processes, ensuring the efficient and profitable operation of our lending activities. This position requires a deep understanding of lending principles, strong leadership skills, and the ability to make sound credit decisions. The successful candidate will play a pivotal role in driving the growth and success of our lending business.
Key Responsibilities:
* Evaluate the creditworthiness of borrowers, analyzing financial statements, credit reports, and other relevant information.
* Oversee the management and administration of the loan portfolio, ensuring compliance with internal policies and regulatory requirements.
* Monitor loan performance, review portfolio quality, and develop strategies to minimize credit risk.
* Implement strategies for loan collections and delinquency management.
* Provide leadership and guidance to the loan origination and portfolio management teams.
* Set performance targets and provide ongoing coaching and feedback to team members.
* Cultivate and maintain relationships with borrowers, ensuring excellent customer service and addressing their financing needs
* Collaborate with internal stakeholders, such as credit analysts, legal, and compliance teams, to facilitate efficient loan processing and closing.
* Identify opportunities for process improvements and automation to enhance operational efficiency.
* Stay updated on industry trends, regulatory changes, and best practices in lending.
Role Requirements:
* Proven experience in loan origination, credit analysis, and portfolio management, preferably in a senior or leadership role.
* Experinece in Bridging and/or Mortgage lending
* Strong knowledge of lending principles, credit analysis techniques, and regulatory requirements.
* Excellent analytical and problem-solving skills, with the ability to assess complex credit situations and make informed decisions.
* Demonstrated leadership abilities, with experience in managing and developing a team.
* Solid understanding of financial statements, cash flow analysis, and risk assessment.
* Strong negotiation and relationship-building skills.
* Ability to work effectively under pressure and meet deadlines in a fast-paced environment.
* Proficient in using loan management software and MS Office Suite.
* Excellent communication skills, both written and verbal, with the ability to communicate complex concepts effectively.
Why Work for us?
* Be Part of a Dynamic and Growing Company
* Annual salary review & regular appraisals
* Bonuses and Incentives & Commission
* Enhanced Maternity and Paternity Leave Package
* Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)
* Ongoing Staff Training and Development Opportunities
* Private Medical Health Care with Vitality
* Life Insurance Coverage
* Additional Day Off to Celebrate Your Birthday
* Engaging Work Networking and Team Building Event
Next Steps:
Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further
Location: Farringdon, GB
Posted Date: 11/25/2024
Contact Information
| Contact | Human Resources Market Financial Solutions |
|---|